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GetpaidwithMobilePay

Accept payments through theCut, manage your deposits, and keep your payment information on file all in one place.

Barber and client tapping phones together for a contactless Mobile Pay checkout

01 / Value Props

WHY USE MOBILE PAY?

theCut app showing Mobile Pay checkout and tipping screens
  • Mobile Payments

    Accept payments in-app with Apple Pay, Cash App Pay, Google Pay, and all major credit and debit cards.

  • In-App Tipping

    Clients tip right in the app. Barbers with in-app payments see a 20% average increase in tips.

  • Self Checkout

    Clients check out on their own phone after the appointment. No cash, no awkward moment.

  • Deposit Schedules

    Choose daily, weekly, or monthly auto-payouts so your money lands on your schedule.

  • Instant Deposits

    Need funds now? Skip the 1 to 2 day wait and cash out immediately on PRO.

02 / Setup

Getting started

1

Complete Your Mobile Pay Application

Provide your personal or business information to begin the verification process.

2

Verify Your Identity

Upload a government-issued ID that matches your legal name and date of birth. Additional documentation may be requested if needed.

3

Enable Mobile Pay

Once your account has been approved, enable Mobile Pay within your booking settings.

4

Clients Book With Mobile Pay

Clients add a payment method when booking. A temporary authorization hold is placed on their card to verify available funds. This is not a charge.

5

Complete Checkout

After the appointment, select Check Out to process payment. Mobile Pay appointments are not processed automatically, so checkout must be completed before payment processing begins.

03 / Timeline

What happens
after checkout?

After checkout, payment flows through a few processing periods before becoming available to you. Depending on your deposit settings and bank processing times, deposits may not appear immediately.

  1. 1Checkout is completed in theCut
  2. 2Payment is processed at a flat 2.75%
  3. 3Funds begin processing
  4. 4Funds become available
  5. 5Deposit is sent according to your deposit settings

04 / Payouts

Standard vs
instant deposits

Standard Deposit

No additional fee

  • Funds are sent according to your selected payout schedule
  • Once sent, Standard Deposits typically take 1-2 business days to become available, depending on your bank

Instant Deposit

Available for eligible debit cards

  • Funds are sent immediately after checkout
  • Instant Deposits can take a few minutes to an hour or so to arrive, depending on your bank

05 / Deposits

Understanding
deposit statuses

Processing

Your payment is being reviewed and prepared. No action is needed from you.

In Transit

Your deposit has been released and is on its way to your bank. Timing depends on your bank.

Sent

The deposit reached your bank account. Most banks post funds the same or next business day.

Failed Deposit

Something went wrong with your bank details. Update your account info and the deposit retries.

06 / Compliance

Verification, taxes
& bank accounts

Verification Requirements

  • Mobile Pay accounts are verified using identity and tax information you provide in the app.
  • Additional verification may be requested as your earnings grow.
  • Deposits pause until requested information is submitted, so respond quickly.

Business Bank Accounts

  • You can use a personal or business checking account for deposits.
  • Business accounts require the legal business name and EIN on file.
  • Keeping earnings in a dedicated account makes tax season far easier.

Tax information: theCut is not a tax advisor. Payment processors report earnings to the IRS once you cross federal or state thresholds. Keep your records and talk to a tax professional about your specific situation.

FAQ

Frequently Asked Questions