Introducing theCut Capital

Invest in your business with thecut capital

Access fast, flexible financing designed to help you invest in your business. Whether you're upgrading equipment, expanding your shop, or purchasing inventory, theCut Capital makes it easier to access funding when you're eligible.

How it works

Who is eligible

Why theCut Capital?

Financing built around how barbers actually get paid.

Automatic approvals

If your business is eligible, you'll automatically receive an invitation to review available financing offers—no manual application needed to get started.

Fast access to funds

If approved, funds are typically deposited into your bank account within one to two business days.

One flat fee

Know your financing cost upfront with one flat fee. No compounding interest and no late fees.

Automatic approvals

Repayment is automated by deducting a fixed percentage of your sales until the financing is repaid.

Eligibility

Who is eligible?

Eligibility for theCut Capital is determined by Stripe and its financing partners through an automated review process. Offers are not available by application and cannot be manually requested.

Stripe evaluates a variety of factors when determining eligibility, including your payment processing history through Mobile Pay, processing volume, business growth, customer base, and other account health signals. Eligible businesses receive an offer by email and within their Stripe/theCut Capital experience.

Haven't received an offer yet?

Stripe continuously reviews eligible businesses, and if you qualify in the future, you'll automatically receive an offer. Processing Mobile Pay transactions will strengthen your transaction history and increase likelihood of financing. However, it does not guarantee eligibility or a future offer.